In this blog we are going to tell you about How to Unblock The Bajaj EMI Card Online /Offline?, so read this blog carefully to get the complete information.
If you are facing issues with your Bajaj EMI card or your EMI card is blocked for any reason, you are reading the right article. We will tell you all the methods that will help you in unblocking your Bajaj EMI card online/ offline.
First, you have to know the reasons why your Emi card is blocked. Here are some common reasons.
Reasons for your EMI card has been blocked
If you know the right reason then it will help you in analyzing the issue and solve it so that your EMI card can be unblocked.
- If EMI is not paid on time
The chances of your card being blocked in this case rise if you don’t make your EMI payment on time. Therefore, it is crucial to make EMI payments on schedule. In addition to Bajaj, your loan from another bank may have an impact on your EMI if you did not take advantage of it when you should have.
- When your CIBIL Score is low
The history of all the banks is periodically examined, along with the CIBIL Score. There is no problem if your CIBIL score is 750 or higher, but if it is less than 750, there is a potential that your bajaj EMI will be blocked. By examining the credit history and loan repayment patterns of all the banks, the CIBIL Score is determined.
- If EMI is not deducted from the bank account
Any bank will not let the automated deduction of your Bajaj EMI if you have authorized it and your bank balance is less than the EMI balance in this situation. For any reason, the EMI card may be stopped if Your EMI is still unpaid. Because of this, it is essential to have a little bit of money in the bank; you should be mindful of this.
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Steps to unblock your Bajaj EMI Card Using Experia
Using the internet for the Bajaj Experia Portal is the simplest approach to unblock the Bajaj EMI card. You can easily unblock the Bajaj EMI card with the aid of this step and by properly comprehending the explanation provided above.
Step 1- You must first open a browser on your smartphone or PC, then type Bajaj Experia Portal into the search field.
Step 2- After that, a few websites appear in front of you; choose and open the Bajaj Experia portal.
Step 3- Go to the log in page for the Bajaj portal, then select the LOGIN TO EXPERIA button.
Step 4- There are two options available on the login page: sign up and log in. When visiting this site for the first time, you must first sign in with your email address, name, and phone number.
Step 5- If you already have an account on this website, click the login button. Your mobile number will then send an OTP, which you must complete and submit in the service section.
Step 6- Would have provided a GO option in the service section, To access your profile dashboard, click this. You could notice this if your EMI card had been blocked. You must first select the CARD option before selecting the Block/Unblock option on the new page that appears in order to unlock the EMI card.
Step 7- Click on the Block/ Unblock section.
Step 8- You can check your card data are blocked or unblocked after opening this page. Click the Unblock box if your card is blocked.
Unblock Bajaj EMI card by Increasing CIBIL Score
Here are some ways to increase your CIBIL score
- Repayment History
- Credit Exposure
- Credit Mix
- Multiple Enquiries
- Inaccuracies
- Keep Old Credit Card
- Take Loan and Pay with time
Unblock Bajaj EMI card using customer care number
By calling the Bajaj toll-free number, you can resolve your issue and use the customer service number to unblock the EMI card. You can query why it is blocked for this number, 08698010101, but you’ll need to provide your EMI number, customer ID, and a description of your issue in order to do so.
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Conclusion
I hope, this article was informative and helped you for unblocking your Bajaj EMI card online/offline.
We Hope this blog is sufficient enough to provide the information about How to Unblock The Bajaj EMI Card Online /Offline?. Thanks for reading this blog.